The Community of Card for Bob13 is a titanic, cultured nation, renowned for its museums and concert halls, pith helmet sales, and ritual sacrifices. The hard-nosed, hard-working, cynical, devout population of 12.511 billion Card for Bob13ians are ruled by a mostly-benevolent dictator, who grants the populace the freedom to live their own lives but watches carefully for anyone to slip up.

The medium-sized, corrupt, well-organized government juggles the competing demands of Law & Order, Education, and Administration. It meets to discuss matters of state in the capital city of askr. Citizens pay a flat income tax of 67.4%.

The frighteningly efficient Card for Bob13ian economy, worth a remarkable 1,850 trillion kronor a year, is broadly diversified and led by the Tourism industry, with major contributions from Information Technology, Retail, and Uranium Mining. Black market activity is rampant. Average income is an impressive 147,946 kronor, but there is a large disparity between incomes, with the richest 10% of citizens earning 715,490 per year while the poor average 17,747, a ratio of 40.3 to 1.

The government has declared that sharing is uncaring, the house always wins, Card for Bob13 is sometimes referred to as the global janitor, and teenagers are told they're not thinking about sex enough. Crime, especially youth-related, is totally unknown, thanks to a well-funded police force and progressive social policies in education and welfare. Card for Bob13's national animal is the penguin, which frolics freely in the nation's sparkling oceans.

Card for Bob13 is ranked 130,650^th in the world and 4^th in Fodlan for Largest Insurance Industry, scoring 1,225.52 on the Risk Expulsion Effectiveness Rating.