The Grand Duchy of Luterna is a massive, efficient nation, notable for its compulsory military service, complete absence of social welfare, and spontaneously combusting cars. The hard-nosed, hard-working, democratic population of 1.312 billion Luternans are free to succeed or fail in life on their own merits; the successful tend to enjoy an opulent (but moralistic) lifestyle, while the failures can be seen crowding out most jails.

The minute, moralistic, pro-business government, or what there is of one, prioritizes Defense, with Spirituality, Law & Order, and Education also on the agenda, while International Aid and Healthcare aren't funded at all. Citizens pay a flat income tax of 5.3%.

The very strong Luternan economy, worth 89.3 trillion Couronnes a year, is driven almost entirely by the private sector, which is broadly diversified and led by the Information Technology industry, with major contributions from Beef-Based Agriculture, Gambling, and Automobile Manufacturing. Average income is 68,098 Couronnes, but there is a significant disparity between incomes, with the richest 10% of citizens earning 247,328 per year while the poor average 13,348, a ratio of 18.5 to 1.

The best rebates happen when the company no longer exists and organ donation is compulsory. Crime is a problem, with the police force struggling against a lack of funding and a high mortality rate. Luterna's national animal is the Great Stag.

Luterna is ranked 21,858^th in the world and 25^th in Eurth for Largest Insurance Industry, scoring 5,028.86 on the Risk Expulsion Effectiveness Rating.