The Island of Luzon is a gargantuan, safe nation, remarkable for its compulsory military service. The hard-working population of 31.986 billion Luzonians are highly moralistic and fiercely conservative, in the sense that they tend to believe most things should be outlawed. People who have good jobs and work quietly at them are lauded; others are viewed with suspicion.

The large, moralistic government juggles the competing demands of Law & Order, Spirituality, and Education. The average income tax rate is 35.5%.

The Luzonian economy, worth a remarkable 1,303 trillion pesos a year, is quite specialized and led by the Furniture Restoration industry, with major contributions from Pizza Delivery, Soda Sales, and Beef-Based Agriculture. Average income is 40,750 pesos, and evenly distributed, with the richest citizens earning only 3.6 times as much as the poorest.

Voting is compulsory, education and welfare spending are on the rise, gambling is outlawed, and citizens select which government department gets their income tax pesos each year. Crime, especially youth-related, is almost non-existent, thanks to a well-funded police force and progressive social policies in education and welfare. Luzon's national animal is the tamaraw, which frolics freely in the nation's many lush forests.

Luzon is ranked 180,037^th in the world and 36^th in Cities for Largest Insurance Industry, scoring zero on the Risk Expulsion Effectiveness Rating.